Mortgage Calculator
Calculate your monthly payment including taxes, insurance, and PMI. Compare loan terms.
Loan Details
Disclaimer: This calculator is for informational and educational purposes only. It does not constitute financial advice. Actual mortgage terms include fees, points, and variable rates not reflected here. Consult a qualified mortgage lender before making home-buying decisions.
Monthly Payment
Total Monthly
$0.00
Principal & Interest
$0.00
Property Tax
$0.00
Home Insurance
$0.00
PMI
$0.00
HOA
$0.00
P&I
Tax
Ins
PMI/HOA
Loan Summary
Loan Amount
$0
Total Interest
$0
Total Paid (P&I)
$0
Payoff Date
—
Amortization Schedule
| # | Payment | Principal | Interest | Balance |
|---|
About This Tool
Plan your home purchase with a complete monthly payment breakdown. See how much goes to principal, interest, taxes, insurance, and PMI.
- Full PITI breakdown — principal, interest, property tax, and insurance
- PMI calculation — automatically applied when down payment is below 20%
- Term comparison — quickly switch between 10, 15, 20, and 30 year terms
- Visual chart — donut chart showing payment breakdown
- Amortization schedule — full monthly or yearly breakdown
- 100% private — everything runs in your browser, no data sent anywhere