About Mortgage Calculator
What It Does
The Mortgage Calculator gives you a complete picture of your monthly home payment. Enter your home price, down payment, interest rate, and loan term to see your principal and interest payment, plus property tax, insurance, HOA, and PMI.
Features
- PITI breakdown — principal, interest, property tax, and home insurance
- PMI calculation — private mortgage insurance is auto-calculated when your down payment is below 20%
- Down payment sync — enter a dollar amount or percentage and the other updates automatically
- Term comparison — quickly switch between 10, 15, 20, and 30 year terms
- Amortization schedule — full monthly or yearly breakdown showing principal vs. interest over time
- Visual chart — donut chart showing how your payment is split
Privacy
Everything runs in your browser. No data is sent to any server.